Jason Schmidt | Head of Investor Relations |
Dave Girouard | Chief Executive Officer |
Sanjay Datta | Chief Financial Officer |
Ramsey El-Assal | Barclays |
Peter Christiansen | Citi |
Ron Josey | JMP Securities |
Arvind Rarmnani | Piper Sandler |
John Hecht | Jefferies |
Good day and welcome to the Upstart Q1 FY 2021 Earnings call. Today's conference is being recorded. At this time I'd like to turn the conference over to Mr. Jason Schmidt, Head of Investor Relations. Please go ahead sir.