Jason Schmidt | executive |
David Girouard | executive |
Sanjay Datta | executive |
Kyle Peterson | analyst |
David Scharf | analyst |
Ramsey El-Assal | analyst |
Peter Christiansen | analyst |
Robert Wildhack | analyst |
Simon Alistair Clinch | analyst |
John Hecht | analyst |
Arvind Ramnani | analyst |
James Faucette | analyst |
Michael Ng | analyst |
Reginald Smith | analyst |
You are currently holding for the Upstart fourth quarter 2023 earnings call.
We are still gathering participants, and we'll be starting shortly.
Good day, and welcome to the Upstart Fourth Quarter 2023 Earnings Call. Today's conference is being recorded. At this time, I would like to turn the conference over to Jason Schmidt, Head of Investor Relations.