Thomas Zernick | executive |
Scott McKim | executive |
Robin Oliver | executive |
Good morning, ladies and gentlemen, and welcome to the BayFirst Financial Corp's Fourth Quarter 2023 Conference Call and Webcast.
[Operator Instructions]
Also note that this call is being recorded on Friday, January 26, 2024. And I would like to turn the conference over to Tom Zernick, Chief Executive Officer. Please go ahead, sir.
Thanks, Sylvie.