David Rosenbaum | Investor Relations |
Eric Steigerwalt | President & CEO |
Ed Spehar | EVP & CFO |
Myles Lambert | Chief Distribution and Marketing Officer |
Conor Murphy | Chief Operating Officer |
John Rosenthal | Chief Investment Officer |
Humphrey Lee | Dowling & Partners |
Ryan Krueger | KBW |
Tom Gallagher | Evercore |
Elyse Greenspan | Wells Fargo |
Tracy Benguigui | Barclays |
Andrew Kligerman | Credit Suisse |
Erik Bass | Autonomous Research |
John Barnidge | Piper Sandler |
Suneet Kamath | Citi |
Good morning, ladies and gentlemen, and welcome to Brighthouse Financial’s Fourth Quarter 2020 Earnings Conference Call. My name is Josh and I will be your coordinator today. At this time, all participants are in a listen-only mode.
We will facilitate a question-and-answer session towards the end of the conference call. In fairness to all participants, please limit yourself to one question and one follow-up.