Dana Amante | executive |
Eric Steigerwalt | executive |
Edward Spehar | executive |
Thomas Gallagher | analyst |
Ryan Krueger | analyst |
John Barnidge | analyst |
Elyse Greenspan | analyst |
John Rosenthal | executive |
Suneet Kamath | analyst |
Good morning, ladies and gentlemen, and welcome to Brighthouse Financial Fourth Quarter and Full Year 2023 Earnings Conference Call. My name is Olivia, and I will be your coordinator today. [Operator Instructions] As a reminder, this conference is being recorded for replay process. I would now like to turn the presentation over to Dana Amante, Head of Investor Relations. Miss Amante, you may proceed.