Yael Wissner-Levy | Vice President of Communications |
Daniel Schreiber | Co-Founder & Co-Chief Executive Officer |
Shai Wininger | Co-Founder & Co-Chief Executive Officer |
Tim Bixby | Chief Financial Officer |
Jason Helfstein | Oppenheimer |
Josh Shanker | Bank of America Merrill Lynch |
Andrew Kligerman | Credit Suisse |
Tommy McJoynt | KBW |
Hello, and welcome to the Lemonade Fourth Quarter 2022 Earnings Call. My name is Harry and I'll be your operator today. I'd now like to hand over to Yael to begin. Yael, please go ahead now.
Good morning, and welcome to Lemonade's fourth quarter 2022 earnings call.