Chris Oltmann | Treasurer |
Chris Farrar | President and Chief Executive Officer |
Mark Szczepaniak | Chief Financial Officer |
Steve DeLaney | JMP Securities |
Stephen Laws | Raymond James |
Good afternoon and welcome to the Velocity Financial Second Quarter 2023 Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Chris Oltmann, Treasurer. Please go ahead.