Christopher Oltmann | executive |
Christopher Farrar | executive |
Mark Szczepaniak | executive |
Stephen Laws | analyst |
Steven Delaney | analyst |
Eric Hagen | analyst |
Good afternoon, and welcome to the Velocity Financial Q2 2024 Conference Call. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Mr. Chris Oltmann. Please go ahead.