Jamie Wang | IR Manager |
Jay Xiao | Chairman and CEO |
James Zheng | CFO |
Jared Wu | President |
Frank Zheng | Credit Suisse |
Alex Ye | UBS |
Yada Li | CICC |
Good day and thank you for standing by. Welcome to LexinFintech's First Quarter 2023 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.