Mandy Dong | executive |
Jay Xiao | executive |
Zhanwen Qiao | executive |
Xigui Zheng | executive |
Frank Zheng | analyst |
Yada Li | analyst |
Zoe Zou | analyst |
Good day, and thank you for standing by. Welcome to LexinFintech First Quarter 2024 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded.
I'd now like to hand the call over to Mandy Dong, IR Director of Lexin. Please go ahead.