Ricardo Dutra | Executive Officer & Director |
Eduardo Alcaro | Chief Financial & IR Officer, CAO and Director |
André Cazotto | IR |
Artur Schunck | New CFO |
Mario Pierry | Bank of America Merrill Lynch |
Craig Maurer | Autonomous Research |
Mariana Taddeo | UBS Investment Bank |
Rayna Kumar | Evercore ISI |
Bryan Keane | Deutsche Bank |
Jorge Kuri | Morgan Stanley |
James Friedman | Susquehanna Financial Group |
Thomas Peredo | BTG Pactual |
Jeffrey Cantwell | Guggenheim Securities |
Neha Agarwala | HSBC |
Victor Schabbel | Bradesco BBI |
Josh Beck | KeyBanc Capital Markets |
Hello, everyone, and thank you for waiting. Welcome to PagSeguro's Third Quarter 2020 Results Conference Call. This event is being recorded [Operator Instructions].
Before proceeding, let me mention that any forward statements included in the presentation or mentioned on this conference call are based on the currently available information and PagSeguro's correct assumptions, expectations and projections about future events.
While PagSeguro believes that there are assumptions, expectations and projections are reasonable in view of currently available information, you are cautioned not to place your reliance on these forward-looking statements.