Chris Oltmann | Investor Relations |
Stan Kurland | Executive Chairman |
David Spector | President and Chief Executive Officer |
Andy Chang | Chief Financial Officer |
Good afternoon and welcome to the Third Quarter 2018 Earnings Discussion for PennyMac Financial Services, Inc. The slides that accompany this discussion are available from PennyMac Financial’s website at www.ir.pennymacfinancial.com.
Before we begin, please take a few moments to read the disclaimer on Slide 2 of the presentation. Thank you.
Now, I would like to turn the discussion over to Stan Kurland, PennyMac Financial’s Executive Chairman.