David Spector | executive |
Daniel Perotti | executive |
Kevin Barker | analyst |
Michael Kaye | analyst |
Eric Hagen | analyst |
Bose George | analyst |
Mark DeVries | analyst |
Kyle Joseph | analyst |
Trevor Cranston | analyst |
Good afternoon, and welcome to PennyMac Financial Services, Inc.'s Fourth Quarter and Full Year 2023 Earnings Call.
Additional earnings materials, including presentation slides that will be referred to in this call are available on PennyMac Financial's website at pfsi.pennymac.com.
Before we begin, let me remind you that this call may contain forward-looking statements that are subject to certain risks identified on Slide 2 of the earnings presentation that could cause the company's actual results to differ materially as well as non-GAAP measures that have been reconciled to their GAAP equivalent in the earnings materials.
I'd now like to introduce David Spector, PennyMac Financial's Chairman and Chief Executive Officer; and Dan Perotti, PennyMac's Financial's Chief Financial Officer. Gentlemen, I'll turn the call over to you.
Thank you, operator.