Stan Kurland | Executive Chairman |
David Spector | President and CEO |
Andy Chang | CFO |
Good afternoon, and welcome to the Third Quarter 2019 Earnings Discussion for PennyMac Financial Services, Inc. The slides that accompany this discussion are available on PennyMac Financial's website at ir.pennymacfinancial.com.
Before we begin, please take a few moments to read the disclaimer on slide two of the presentation.
Thank you.
Now, I'd like to turn the discussion over to Stan Kurland, PennyMac Financial's Executive Chairman.