Isaac Garden | Vice President of Investor Relations |
David Spector | President and Chief Executive Officer |
Doug Jones | Chief Mortgage Banking Officer |
Andy Chang | Chief Financial Officer |
Good afternoon, and welcome to the First Quarter 2020 Earnings Discussion for PennyMac Financial Services, Inc. The slides that accompany this discussion are available on PennyMac Financial's website at ir.pennymacfinancial.com.
Before we begin, please take a few moments to read the disclaimer on Slide 2 of the presentation. Thank you.
Now I would like to begin by introducing David Spector, PennyMac Financial's President and Chief Executive Officer, who will review the company's first-quarter 2020 results.