Matthew Gunter | executive |
Timothy Danker | executive |
Ryan Clement | executive |
Benjamin Hendrix | analyst |
Patrick McCann | analyst |
Robert Grant | executive |
 Hello all, and thank you for your patience. Today's call will begin in approximately 2 minutes' time. Hello, all, and welcome to SelectQuote's Fiscal Third Quarter Earnings Conference Call. [Operator instructions] It's now my pleasure to introduce Matt Gunter, SelectQuote Investor Relations. Mr.