Ryan Schmidt | Investor Relations |
Vivek Garipalli | Chief Executive Officer |
Andrew Toy | President |
Scott Leffler | Chief Financial Officer |
Jason Cassorla | Citi |
Richard Close | Canaccord Genuity |
Kevin Fischbeck | Bank of America |
Whit Mayo | SVB Securities. |
Please stand-by, your program is about to begin. Ladies and gentlemen, good afternoon, and welcome to the Clover Health Third Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the prepared remarks. [Operator Instructions] As a reminder, today's call is being recorded.