Ryan Schmidt | executive |
Andrew Toy | executive |
Peter Kuipers | executive |
Richard Close | analyst |
Jason Cassorla | analyst |
Benjamin Mayo | analyst |
Ladies and gentlemen, good afternoon, and welcome to the Clover Health Second Quarter 2024 Earnings Conference Call. [Operator Instructions]. And as a reminder, today's call is being recorded. I would now like to turn the call over to Ryan Schmidt, Investor Relations for Clover Health. Please go ahead, Mr.