Ryan Schmidt | Investor Relations |
Andrew Toy | CEO |
Scott J. Leffler | CFO |
William Hoover | Canaccord Genuity |
Benjamin Rossi | Citigroup |
Kevin Fischbeck | Bank of America |
Good morning ladies and gentlemen and welcome to the Clover Health Fourth Quarter and Full Year 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the prepared remarks. [Operator Instructions].
As a reminder, today's call is being recorded.