Xinyan Liu | executive |
Yong Suk Cho | executive |
Gregory Dean Gibb | executive |
Siu Kam Choy | executive |
Emma Xu | analyst |
Richard Xu | analyst |
Yada Li | analyst |
Ladies and gentlemen, thank you for standing by, and welcome to Lufax Holding Limited Fourth Quarter 2023 Earnings Call. [Operator Instructions]. After management's prepared remarks, we will have a Q&A session. Please note, this event is being recorded.
Now, I'd like to hand the conference over to your speaker host today, Ms.