Todd Schwartz | Co-Founder, Executive Chairman & CEO |
Shiven Shah | CFO |
David Scharf | JMP Securities |
Christopher Brendler | D.A. Davidson & Co. |
Brian Lombardi | Seaport |
Good afternoon. On today's call are Todd Schwartz, OppFi's Executive Chairman and Chief Executive Officer; and Shiven Shah, Chief Financial Officer. The company's fourth quarter and full year 2021 earnings press release and supplemental presentation can be found at investors.oppfi.com.
During the call, the company will discuss certain forward-looking information. These forward-looking statements are based on assumptions and assessments made by OppFi's management in light of their experience and assessment of historical trends, current conditions, expected future developments and other factors they believe to be appropriate.