Shaun Smolarz | executive |
Todd Schwartz | executive |
Pamela Johnson | executive |
Michael Grondahl | analyst |
Good afternoon, and welcome to OppFi's Fourth Quarter and Full Year 2023 Earnings Conference Call. [Operator Instructions].
As a reminder, this conference call is being recorded. After management's presentation, there will be a question-and-answer session. [Operator Instructions].