Maura Cyr | IR |
Anthony Noto | CEO |
Chris Lapointe | CFO |
Eugene Simuni | MoffettNathanson |
Mihir Bhatia | Bank of America Merrill Lynch |
Dan Dolev | Mizuho |
Moshe Orenbuch | Credit Suisse |
Michael Perito | Stifel |
John Hecht | Jefferies |
Kevin Barker | Piper Sandler |
Dominick Gabriele | Oppenheimer |
Ashwin Shirvaikar | Citigroup |
Michael Ng | Goldman Sachs |
Jeff Adelson | Morgan Stanley |
Good morning, and thank you for attending today's SoFi Q3 2022 Earnings Conference Call. All lines will be muted during the presentation portion of the call. There is an opportunity for question and answers at the end. At this time, I would now like to turn the conference over to our host, Maura Cyr, from SoFi Investor Relations. Maura, please proceed.