Zane Keller | executive |
Max Levchin | executive |
Jason Kupferberg | analyst |
Michael Linford | executive |
Reginald Smith | analyst |
Ramsey El-Assal | analyst |
William Nance | analyst |
Andrew Bauch | analyst |
Robert Wildhack | analyst |
Kyle Peterson | analyst |
Dan Dolev | analyst |
James Faucette | analyst |
Timothy Chiodo | analyst |
Matthew O'Neill | analyst |
Good afternoon, and welcome to the Affirm Holdings Fourth Quarter Fiscal 2024 Earnings Call. [Operator Instructions].
As a reminder, this conference call is being recorded, and a replay of the call will be available on our Investor Relations website for a reasonable period of time after the call. I'd now like to turn the call over to Zane Keller, Director Investor Relations. Thank you, Zane.