John Kao | executive |
Robert Freeman | executive |
John Ransom | analyst |
Nathan Rich | analyst |
Scott Fidel | analyst |
Ryan Daniels | analyst |
Jessica Tassan | analyst |
Whit Mayo | analyst |
Kevin Fischbeck | analyst |
Good afternoon, and welcome to Alignment Healthcare Fourth Quarter 2023 Earnings Conference Call and Webcast. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note that this event is being recorded. Leading today's call are John Kao, Founder and CEO; and Thomas Freeman, Chief Financial Officer.Before we begin, we would like to remind you that certain statements made during this call will be forward-looking statements as defined by the Private Securities Litigation Reform Act. These forward-looking statements are subject to various risks and uncertainties and reflect our current expectations based on our beliefs, assumptions and information currently available to us.