Jency John | Head of Investor Relations |
Gal Krubiner | Chief Executive Officer |
Michael Kurlander | Chief Financial Officer |
Eugene Simuni | MoffettNathanson LLC |
Joseph Vafi | Canaccord Genuity Corp. |
David Scharf | JMP Securities LLC |
Vincent Caintic | Stephens Inc. |
Good day, and welcome to Pagaya's Q3 2022 Earnings Call. Today's conference is being recorded. At this time, I would like to turn the call over to Jency John, Head of Investor Relations. Please go ahead.
Thank you, and good afternoon.