Jay Koval | Senior Vice President, Investor Relations |
McKeel Hagerty | Chief Executive Officer |
Patrick McClymont | Chief Financial Officer |
Sidney Schultz | Raymond James |
Paul Newsome | Piper Sandler |
Pablo Singzon | JPMorgan |
Greetings, and welcome to Hagerty Fourth Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. It is now my pleasure to introduce your host, Jay Koval, Senior Vice President of Investor Relations.