Jason Koval | executive |
McKeel Hagerty | executive |
Patrick McClymont | executive |
Sidney Schultz | analyst |
Maxwell Fritscher | analyst |
Pablo Singzon | analyst |
Greetings. Welcome to Hagerty's Fourth Quarter 2023 Earnings Call. [Operator Instructions] Please note, this conference is being recorded.
I will now turn the conference over to Jay Koval, Senior Vice President of Investor Relations.