Jennifer Piepszak | Chief Financial Officer |
Jamie Dimon | Chairman and Chief Executive Officer |
Matthew O'Connor | Deutsche Bank |
Glenn Schorr | Evercore ISI |
Mike Mayo | Wells Fargo Securities |
Erika Najarian | Bank of America |
Betsy Graseck | Morgan Stanley |
John McDonald | Autonomous Research |
Ken Usdin | Jefferies |
Steve Chubak | Wolfe Research |
Jim Mitchell | Seaport Global |
Gerard Cassidy | RBC |
Saul Martinez | UBS |
Andrew Lim | Societe Generale |
Charles Peabody | Portales Partners |
Brian Kleinhanzl | KBW |
Good morning, ladies and gentlemen. Welcome to JPMorgan Chase's Third Quarter 2020 Earnings Call. This call is being recorded. [Operator instructions] At this time, I would like to turn the call over to JPMorgan Chase's Chairman and CEO, Jamie Dimon; and Chief Financial Officer, Jennifer Piepszak. Ms.