Jeremy Barnum | executive |
Matthew O'Connor | analyst |
John McDonald | analyst |
James Mitchell | analyst |
Ebrahim Poonawala | analyst |
L. Erika Penala | analyst |
Michael Mayo | analyst |
Gerard Cassidy | analyst |
Manan Gosalia | analyst |
Glenn Schorr | analyst |
Charles Peabody | analyst |
Good morning, ladies and gentlemen. Welcome to JPMorgan Chase's Fourth Quarter 2023 Earnings Call. This call is being recorded. [Operator Instructions] We will now go to the live presentation. Please stand by.