Thanks, good Todd morning. and
in per $X.XX. income first to diluted presented share million of quarter earnings As GAAP common improved earnings release available of reported shareholders during and $XX.X yesterday's the we net
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XXXX. Regarding steady peak during our XXXX. for second hold currently at current then Fed outlook the and funds quarter remainder to of the through X.XX% We model
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credit criticized the for quality well to potential loan upon classified various dependent prepayment losses loan balances, changes including as qualitative provision macroeconomic The charge be and factors, forecast changes future in will as credit under metrics and and CECL offs, growth. delinquencies, speeds,
taxable subject Lastly, rate levels. we and in XX.X% currently XX.X% and our be tax to between regulations, full anticipate tax year effective to income changes
Operator, we to instructions? questions. are ready now Would you the review take please
