Rohan Pai | SVP, IR & Treasurer |
Greg Murphy | CEO |
Mark Wilcox | CFO |
John Marchioni | President & COO |
Mike Zaremski | Credit Suisse |
Paul Newsome | Piper Sandler |
Amit Kumar | Buckingham Research |
Mark Dwelle | RBC Capital Markets |
Matthew Carletti | JMP |
Good day everyone, welcome to Selective Insurance Group's Fourth Quarter 2019 Earnings Call. At this time, all participants will be on listen-only mode until the Q&A portion of the call. [Operator Instructions]
At this time, for opening remarks and introductions, I would like to turn the call over to Senior Vice President, Investor Relations and Treasurer, Rohan Pai.
Good morning everyone and welcome.