Brad Wilson | executive |
John J. Marchioni | executive |
Patrick Brennan | executive |
Michael Phillips | analyst |
Jon Paul Newsome | analyst |
Jing Li | analyst |
Good day, and thank you for standing by. Welcome to Selective Insurance Group, Inc. Fourth Quarter 2024 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. I would now like to hand the conference over to your speaker today, Brad Wilson, Senior Vice President, Investor Relations and Treasurer. Please go ahead.