Darlene Persons | IR |
Ralph Babb | Chairman |
Curtis Farmer | President |
Dave Duprey | CFO |
Pete Guilfoile | Chief Credit Officer |
Peter Winter | WedBush Securities |
Brett Rabatin | Piper Jaffray |
Steve Alexopoulos | JPMorgan |
Geoffrey Elliot | Autonomous Research |
Ken Usdin | Jefferies |
Jennifer Demba | Suntrust |
Steve Moss | B. Riley FBR |
John Pancari | Evercore ISI |
Ken Zerbe | Morgan Stanley |
Jon Arfstrom | RBC |
Brian Klock | Keefe Bruyette Woods |
Marty Mosby | Vinning Sparks |
Good morning. My name is Regina, and I will be your conference operator today. At this time, I would like to welcome everyone to the Comerica Fourth Quarter 2017 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.