Darlene Persons | IR |
Ralph Babb | Chairman and CEO |
Muneera Carr | President |
Curtis Farmer | President, Comerica Incorporated and Comerica Bank |
Pete Guilfoile | Chief Credit Officer |
Ken Usdin | Jefferies |
Peter Winter | Wedbush Securities |
Steve Alexopoulos | JPMorgan |
Michael Rose | Raymond James |
Ken Zerbe | Morgan Stanley |
Scott Siefers | Sandler O'Neill |
Erika Najarian | Bank of America |
John Pancari | Evercore ISI John Pancari with Evercore ISI |
Brett Rabatin | Piper Jaffray |
Steve Moss | B. Riley FBR |
Geoffrey Elliot | Autonomous Research |
Marty Mosby | Vinning Sparks |
Lana Chan | BMO Capital Markets |
Brian Klock | Keefe Bruyette Woods |
Good morning. My name is Regina, and I will be your conference operator today. At this time, I would like to welcome everyone to the Comerica First Quarter 2018 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.