Thanks, Good everyone. Ralph. morning,
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to Turning XX. Slide
as M&A in credit car decreases This Excluding in discussed, both interest customer rate have non-interest pickup over we the fees. offset I grew energy good fees. increased Investment second of with by also mostly letter following securities a on losses, million quarter, Also X%. syndication included and This in banking increases as well $X brokerage robust income smaller which in derivatives. in activity. the the and activity activity previously was
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market to to Our we given be XX% as determine to X.X% a share the conditions eearnings of XXXX. generation, end by goal of consideration Careful reach the capital ratio of and CETX needs will buyback. is pace the
Slide to Turning XX.
drive day from have rates. tied Our quarter. September rates increased We the believe rate our we we mix are of balance this positioned bulk cost of beta to have are fed select short XX benefit of Also of to products. expected XX well the will pricing, XX% In with to rates our average continue increases a in non-interest-bearing. points XX floating standard rate, cumulative beta sheet deposit as fourth a deposit basis to LIBOR. being able loan Approximately on and with XX% cumulative with majority action, is XX%. increase. been with the deposit and increase favorable rates Combine approximately the a loans increase deposit in management term to Deposit we conjunction careful
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recent the incorporated benefit rate. quarter movement, rate million slower pace as increases the million the of $X deposit have as We our expected run a determining estimates third term net of $XX which short from in in is rate cost well already of
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yet We sensitivity. asset to hedges not added our have change
outlook appropriate rates. balance to Our asset position liability for movement path our to determine the asses committee and continues given our sheet
our outlook the will turn back I quarter. the provide to on Now, Ralph update for fourth to an call
