Kelly Gage | Director, IR |
Curtis C. Farmer | Chairman, President and CEO |
James J. Herzog | EVP and CFO |
Peter L. Sefzik | EVP, Executive Director, Commercial Bank |
Melinda A. Chausse | EVP and Chief Credit Officer |
Jon Arfstrom | RBC Capital Markets |
Scott Siefers | Piper Sandler |
Ebrahim Poonawala | Bank of America Securities |
John Pancari | Evercore ISI |
Kenneth Usdin | Jefferies |
Jennifer Demba | Truist Securities |
Bill Carcache | Wolfe Research |
Steven Alexopoulos | J.P. Morgan |
Terence McEvoy | Stephens Inc. |
Hello, and thank you for standing by. And welcome to the Comerica Third Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ remarks, there will be a question-and-answer session. [Operator Instructions].