Matt. Thanks, Okay.
by of start that just on some Matt his or me perhaps in made expanding points the reiterating remarks. Let
starting that considered, yes, circumstances accounting the first very of the of net purposes, in be income could, a that license ago, not we a First, year. practically was a and good had quarter was year. for punctuated It resulted calls, received not revenue guess, by though I’ve the repeated year several large in event. repeatable in these I last onetime
went it were followed of second being look to knew with large this who as in software misled. be now it we get on first bad. but processed to investors, represented are charts cash it low would for cards. also with sold, make quarter that going happy comparable millions just the And And program costs we’re a the to new good CoreCard very of We it revenue
show $XX-plus fact chart. million, Also, unfold, revenue a marking our That to down, to up for while does will large be preceding XXXX but first the be increase not revenues revenues XX% quarter license onetime revenue than balanced the the yet That’s on other up. from will up year. XXXX last revenues
few say, the this about we currently approximately or to the That If projected our years, I plus unless and/or license compared for to minus we $X more last must or current minus year. million new pricing than talk model. maintain continue large million next very plus norm $X board license we expect likely million – year a $XX I license received revenue, customer is the
able revenue not approximately of in said, going previously and percent also that million. year is to more coming we’ll each difference will believe that made peaked $XX I’ve is in The talk difference reiterate I’ll be from to XXXX. and revenues our forward. about XXXX we in here the largest later. be license going up that But smaller be our customer
again, revenue. skewed year, It was license the XXXX quarter XX% approximately first last was, highly which by
inflation While programs largest than other continue we the Goldman plus generally Sachs, currently in income, from we’re current minus, other not for customer our increase growing, projecting or any to expect adjustments. perhaps
emphasis costs. reported press the has on think their controlling I
about run. to a our expect costs reduce speculation try lot flat. just to to lot of having control, they’ll try programs help We costs. order our or costs keeping platform. to add things would down meaning to we keep and more will ways under in So There’s CoreCard of revenues to a new they’re if easier to obviously that come under pressure when make in the stay It’s to approximately the
going They what I negatives in If the future disclose Despite I about it. believe had I’m said past, will reiterate would could hear you any to be course non-public which plans, I’ve and true. of still management the are information their not And growth to processor, grow been the programs. rather you for systems wildly The place. screw-ups. any for real plan successful put really and result whatever of can that successful. problems press, whatever programs the too first-time our to set have much you than in pressure I success
All fixed. of that can and will be
press support certain robust that a the – is to I good making business or lot getting smart take there making people a it with business, will really normalize, place of super and my and align that does success faced churn are the with had There the be that the a in they’ve they’re will Loan grief cards. in eventually putting systems gets opinion. not performance business. going incredible very
that take questions And it on a makes are of tempered by someone being that the if it program they currently processed consider leaving else, that’s considering all sense they’ll with. there, only
that. Public do believe not we we were the take sometimes platform, be the But to we course, resistance. companies path should if would that. we also surprised going least Of and economics clearly they preferring the have of support CoreCard
simply know any will make platform summing coming we know future we don’t down; CoreCard will believe will in new concentration license XXXX, time, at growing if receive in three, revenue the guess and vary added believe years. XXXX; lower do programs customer programs the I this large continue we over and be concentration sense greatly from it two, but So not is to the topic: one, other will up, revenues
I well, say, talk business, talk talk about go other parts. because part the always talk where So the the to want such Goldman did we of being I’m you kind sitting, if big summary that heard It’s to when sitting other the business. on parts the the about of to need of funny about business about shareholders about want have anyway, the parts, But of Goldman. to that I other a so revenue. let’s you’re rest you’ve let’s Goldman growing
business. about approximately bankrupt we is grew XXXX, revenues talk out. Let’s of the Non-Goldman in when exclude rest which XX% Wirecard,
slower that in approximately a perhaps that growing little continue expect to XXXX. although pace, We at
on XXXX. the If with. in XXXX being time future. clients larger. we this revenues satisfied term believe say Well, the current processing for the achieve believe strictly for growth year, If XX% I potential that We’ve I’d internally. across some our at that building of I XXXX, guess, look theme to we’re Well, said use Well, talking pipeline. much see I point I processing don’t expect at we And that target this for to it XX% we they’ll we we’re recurring is like revenues, year. to pipeline. and be given with and the will, we the see the higher hear another, honest, I’ll we’re future
a client of ago, the we’d panned We but lot has client, and spent they larger quarter, months were and with time in working not with a out. spend Six this be lot thought larger of time. a have we that working
the what as what up they’re actually make gone they’ve that but what pull doing. but public announcements you a possible we been found what certain sometimes don’t about They’ve makeup. they have may can I it’s prettier they say way, make, there is, girl. have situation silent, it or no use think shouldn’t not honestly Maybe and We’re they
more, or days. I XX Maybe better I nothing. know think, they should just to next the in decided do
We’re in potential discussions few levels other various opportunities. with of large a
some next year, Some contract year. think, this could third the into resolved fall I being, completed quarter, by be and while will
We’re underpromising still mode and overdelivering. in the of
the of we’ll even of an very And So I’m those that a existing the involved. or about be course, situations, portfolio large, finally can lot going talking, are large. And though large only could two smaller this you’ll one year. only where be there’s call ones
numbers. large live very a lot to We’ve hope now months. the take spreadsheet got They’re I They smaller several their numerous grow Excel over on view portfolios. all to next coming live and projection. a conservative
our XXXX, issuing. prospective in I and these told processing by competitive hasn’t with for by what when and gold changed recognized include standard prospective year. last current you We feel happen customers I that regularly don’t might So as the landscape still expectations give much CoreCard really for opportunities. growth card our The current the – is modern
as that computer called, we our programs. enough enough? managers around, want? is finished? with was [indiscernible] enhancements it Is have are can hardware project others can remember fool were release business it conversations revolved then software it The debates to built personal always Is Intelligence I Systems, of when are days built good back There software. with Or the also remember it it vividly in some as in for the I the we Does proof? does as to and product. work? earlier we it and and debate good business everything engineers
because we were with had had and product. many that to We simply the stop. times good be software say, never It’s it There when release did enough right. to accounting
As far enough. never CoreCard as software, it [indiscernible] is good says
good Of sometimes for in we course, it get we desire never don’t enough. even for perfection, settle perfect, but
would of consciously large settlement CoreCard the can to pricing, and expense because work say who their either not they regulators order that want accept or others balance. to settles typically we so the service. know penny They correlates competitors are for good course, are our rock night, look accounts with enough. the each customers, bottom enough, good of regulators and some I issues poor offer for in reconciled customer report did don’t better. reality, exceptions. In to firms Many and
is fact card another management recently of for employees Power understand, our a one an larger purchased million. Power the Power On than program a front-end the we’ll assume more around I company for called It’s over guess, has with I a a year, note, competitors, and see provides interesting not actually issuing that much programs. program new has, $XXX about Marqeta, I customer XX past, of been working but more on and of us CoreCard day. out card
almost So And progress ours capitalization as deserve much as management we program better current and my developing front-end or market A as they paid much the have a capability. – of partner functionality. similar, for with as as current front-end in of their customers. several CoreCard opinion,
to We’re jointly Deserve larger be going offerings for accounts. proposing with some
me point on require larger to where reaching resources. conversions. people programs finally Let move significant believe equilibrium we’re that I’m taking I comfortable an
While caught to are will up and have we’ll the that pace we keep slow the hiring, now organization. considerably able stabilize
conversions. I did mention
standard want gold at to modern those, system. and from good relieves experienced programs to very doing issuing legacy risks so that a really switch that some We’re from
to newer yet in to really Bancolombia able decisions they’re in to a locations company. Our the continue confident say, we as plans. important we’re really value we’re to monetize not but to plans, the loan our expected it’s and that good our be will original future was adding – international it level them I
in Let long-term seldom equity provide are an today. space word investment. shareholders continue good one value assets, fintech me heard the average XXXX on and end in That profits. return CoreCard key word profitable, in remarks average real for nicely with measures is a to building that’s Those for enterprise. be my will
and I have questions. think Operator, stop see that any – for with we if that, I’ll
