CoreCard provides a pioneering card management platform built for the future of global transactions in a digital world. Dedicated to continual technological innovation in the ever-evolving payments industry backed by decades of deep expertise in credit card offerings, CoreCard helps customers conceptualize, implement, and manage all aspects of their issuing card programs. Keenly focused on steady, sustainable growth, CoreCard has earned the trust of some of the largest companies and financial institutions in the world, providing truly real-time transactions via their proven, reliable platform operating on private on-premise and leading cloud technology infrastructure. With three decades of domain expertise in building and managing payment systems, the CoreCard team is committed to providing our clients with industry leading card management applications and payment solutions. In addition, Corecard operates a state of the art processing facility providing program and card portfolio managers all the benefits of its feature rich solutions.
Company profile
Ticker
CCRD
Exchange
Website
CEO
James Leland Strange
Employees
Incorporated
Location
Fiscal year end
Industry (SIC)
Microsoft • Oracle • Mobileye Global • Gen Digital • Activision Blizzard • BlackBerry • Vmware • Adobe • Ceridian HCM Holding • McAfee ...
Former names
INTELLIGENT SYSTEMS CORP
SEC CIK
Corporate docs
Subsidiaries
CoreCard Software, Inc. • CoreCard SRL • CoreCard Software India Pvt. Ltd. • CoreCard Colombia SAS ...
IRS number
581964787
CCRD stock data
Latest filings (excl ownership)
10-K
2022 FY
Annual report
2 Mar 23
8-K
CoreCard Corporation Reports Fourth Quarter and Full Year 2022 Results
16 Feb 23
10-Q
2022 Q3
Quarterly report
2 Nov 22
8-K
CoreCard Corporation Reports Third Quarter 2022 Results
2 Nov 22
8-K
Corecard Corporation Announces New Board Member
4 Oct 22
UPLOAD
Letter from SEC
27 Sep 22
8-K
Regulation FD Disclosure
13 Sep 22
CORRESP
Correspondence with SEC
15 Aug 22
10-Q
2022 Q2
Quarterly report
3 Aug 22
8-K
CoreCard Corporation Reports Second Quarter 2022 Results
3 Aug 22
Transcripts
CCRD
Earnings call transcript
2022 Q4
16 Feb 23
CCRD
Earnings call transcript
2022 Q3
2 Nov 22
CCRD
Earnings call transcript
2022 Q2
3 Aug 22
CCRD
Earnings call transcript
2022 Q1
7 May 22
CCRD
Earnings call transcript
2021 Q4
15 Feb 22
CCRD
Earnings call transcript
2021 Q3
6 Nov 21
CCRD
Earnings call transcript
2021 Q2
7 Aug 21
CCRD
Earnings call transcript
2021 Q1
4 May 21
CCRD
Earnings call transcript
2020 Q4
11 Feb 21
CCRD
Earnings call transcript
2020 Q3
3 Nov 20
Latest ownership filings
5
Philip H Moise
15 Feb 23
5
J LELAND STRANGE
15 Feb 23
SC 13G/A
JANUS HENDERSON GROUP PLC
10 Feb 23
SC 13G/A
WEITZ INVESTMENT MANAGEMENT, INC.
5 Jan 23
5
Kathryn Petralia
11 Oct 22
3
Kathryn Petralia
11 Oct 22
SC 13G
BlackRock Inc.
8 Jul 22
4
ELIZABETH W CAMP
27 May 22
4
Philip H Moise
27 May 22
4
A RUSSELL CHANDLER III
27 May 22
Financial summary
| Quarter (USD) | Dec 22 | Sep 22 | Jun 22 | Mar 22 | |
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| Revenue | |||||
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| Change in cash | |||||
| Diluted EPS |
| Annual (USD) | Dec 22 | Dec 21 | Dec 20 | Dec 19 | |
|---|---|---|---|---|---|
| Revenue | |||||
| Cost of revenue | |||||
| Operating income | |||||
| Operating margin | |||||
| Net income | |||||
| Net profit margin | |||||
| Cash on hand | |||||
| Change in cash | |||||
| Diluted EPS |
| Cash burn rate (est.) | Burn method: Change in cash | Burn method: Operating income | Burn method: FCF (opex + capex) | Last Q | Avg 4Q | Last Q | Avg 4Q | Last Q | Avg 4Q |
|---|---|---|---|---|---|---|
| Cash on hand (at last report) | 20.40 mm | 20.40 mm | 20.40 mm | 20.40 mm | 20.40 mm | 20.40 mm |
| Cash burn (monthly) | 2.22 mm | 737.08 k | (no burn) | (no burn) | 331.00 k | (no burn) |
| Cash used (since last report) | 6.71 mm | 2.22 mm | n/a | n/a | 999.06 k | n/a |
| Cash remaining | 13.69 mm | 18.17 mm | n/a | n/a | 19.40 mm | n/a |
| Runway (months of cash) | 6.2 | 24.7 | n/a | n/a | 58.6 | n/a |
Institutional ownership, Q4 2022
40.4% owned by funds/institutions
| 13F holders | Current |
|---|---|
| Total holders | 60 |
| Opened positions | 14 |
| Closed positions | 7 |
| Increased positions | 19 |
| Reduced positions | 18 |
| 13F shares | Current |
|---|---|
| Total value | 81.64 bn |
| Total shares | 3.44 mm |
| Total puts | 0.00 |
| Total calls | 0.00 |
| Total put/call ratio | – |
| Largest owners | Shares | Value |
|---|---|---|
| Weitz Investment Management | 582.72 k | $16.88 bn |
| JHG Janus Henderson | 528.01 k | $15.30 bn |
| Vanguard | 318.42 k | $9.22 bn |
| Investors Asset Management Of Georgia | 294.92 k | $8.54 bn |
| Apis Capital Advisors | 270.60 k | $7.84 bn |
| Renaissance Technologies | 217.70 k | $6.31 mm |
| BLK Blackrock | 99.81 k | $2.89 bn |
| Hotchkis & Wiley Capital Management | 97.59 k | $2.83 bn |
| Acadian Asset Management | 97.14 k | $2.81 mm |
| Isthmus Partners | 78.35 k | $2.27 bn |
Recent insider trades
| Date | Owner | Security | Transaction | Code | Indirect | 10b5-1 | $Price | #Shares | $Value | #Remaining |
|---|---|---|---|---|---|---|---|---|---|---|
| 14 Dec 22 | Moise Philip H | Common stock, par value $.01 per share | Gift | Dispose G | No | No | 0 | 1,335 | 0.00 | 5,738 |
| 4 Oct 22 | Kathryn Petralia | Common stock, par value $.01 per share | Grant | Acquire A | No | No | 21.7 | 2,304 | 50.00 k | 2,304 |
| 26 May 22 | Moise Philip H | Common stock, par value $.01 per share | Grant | Acquire A | No | No | 23.06 | 2,168 | 49.99 k | 7,073 |
| 18 May 22 | Strange J Leland | Common stock, par value $.01 per share | Gift | Dispose G | No | No | 0 | 325,000 | 0.00 | 1,223,188 |
| 5 Apr 22 | Moise Philip H | Common stock, par value $.01 per share | Gift | Dispose G | No | No | 0 | 200 | 0.00 | 5,738 |
| 16 Feb 22 | Moise Philip H | Common stock, par value $.01 per share | Gift | Dispose G | No | No | 0 | 216 | 0.00 | 5,738 |