Palmer Proctor | CEO |
Nicole Stokes | EVP and CFO |
Jon Edwards | EVP and Chief Credit Officer |
Casey Whitman | Piper Sandler |
Brady Gailey | Keefe, Bruyette & Woods |
David Feaster | Raymond James |
Jennifer Demba | Truist Securities |
Kevin Fitzsimmons | D.A. Davidson |
Brody Preston | Stephens Inc |
Christopher Marinac | Janney Montgomery Scott |
Good morning, and welcome to the Ameris Bank Q4 Conference Call. All participants will be in listen-only mode. [Operator Instructions]. After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions].