Nicole Stokes | executive |
H. Proctor | executive |
Brady Gailey | analyst |
Jon Edwards | executive |
Casey Whitman | analyst |
Christopher Marinac | analyst |
David Feaster | analyst |
Good day, and welcome to the Ameris Bancorp Fourth Quarter Conference Call. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to Ms. Nicole Stokes, Chief Financial Officer. Please go ahead, ma'am.