Nicole Stokes | Executive Vice President and Chief Financial Officer |
Palmer Proctor | Chief Executive Officer |
Jon Edwards | Executive Vice President and Chief Credit Officer |
Brady Gailey | KBW |
Casey Whitman | Piper Sandler |
Kevin Fitzsimmons | D.A. Davidson |
David Feaster | Raymond James |
Christopher Marinac | Janney Montgomery Scott |
Brody Preston | Stephens Inc. |
Good morning or good afternoon, all and welcome to the Ameris Bank Third Quarter Earnings Conference Call. My name is Adam and I will be your operator today. [Operator Instructions] I will now hand over to Nicole Stokes, Chief Financial Officer to begin.
So, Nicole, please go ahead when you are ready.
Great.