Christina Carrabino | Investor Relations |
Christopher Myers | President and Chief Executive Officer |
Allen Nicholson | Executive Vice President and Chief Financial Officer |
Raymond O'Brien | Chairman of the Board |
Gary Tanner | D.A. Davidson |
Aaron Deer | Sandler O'Neill & Partners |
Matthew Clark | Piper Jaffray |
Luke Wooten | KBW |
Tim Coffey | Janney |
Good morning, ladies and gentlemen, and welcome to the Second Quarter 2019 CVB Financial Corporation and its subsidiary Citizens Business Bank Earnings Conference Call. My name is Ben, and I am your operator for today. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer period. Please note this call is being recorded.