David Brager | executive |
E. Nicholson | executive |
Matthew Clark | analyst |
Timothy Coffey | analyst |
Morning, ladies and gentlemen, and welcome to the Fourth Quarter and Year Ended 2023 CVB Financial Corporation and its subsidiary, Citizens Business Bank Earnings Conference Call. My name is Cherie, and I'm your operator for today. [Operator Instructions] Please be advised that today's call is being recorded.
I would now like to turn the presentation over to your host for today's call, Christina Carrabino.