Christina Carrabino | Investor Relations |
Dave Brager | President and Chief Executive Officer |
Allen Nicholson | Executive Vice President and Chief Financial Officer |
Ben Gerlinger | Hovde Group |
Gary Tenner | DA Davidson |
Matthew Clark | Piper Sandler |
Kelly Motta | KBW |
Tim Coffey | Janney Montgomery |
Good morning, ladies and gentlemen, and welcome to the Second Quarter 2023 CVB Financial Corporation and its subsidiary Citizens Business Bank Earnings Conference Call. My name is Cherie, and I am your operator for today. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session. [Operator Instructions] Please be advised that today's call is being recorded.