Christina Carrabino | Clc Communications & Consulting |
David Brager | President, CEO & Director |
Allen Nicholson | EVP & CFO |
Matthew Clark | Piper Sandler & Co. |
Eleanor Yuan | KBW |
David Feaster | Raymond James & Associates |
Benjamin Gerlinger | Hovde Group |
Clark Wright | D.A. Davidson |
Good morning, ladies and gentlemen, and welcome to the Second Quarter of 2022 CVB Financial Corporation and its subsidiary, Citizens Business Bank, Earnings Conference Call. My name is Liz, and I will be your operator for today. [Operator Instructions]. Please note, this call is being recorded. I would now like to turn the presentation over to your host for today's call, Christina Carrabino.