Dave Brager | President and Chief Executive Officer |
Allen Nicholson | Executive Vice President and Chief Financial Officer |
Kelly Motta | KBW |
David Feaster | Raymond James |
Tim Coffey | Janney Montgomery |
Adam Butler | Piper Sandler |
Good morning, ladies and gentlemen, and welcome to the Third Quarter of 2022 CVB Financial Corporation and its subsidiary Citizens Business Bank Earnings Conference Call. My name is Sawada, and I am your operator for today. At this time all participants are in a listen-only mode. Later we will conduct a question-and-answer period. Please note that this call is being recorded.