Greg Carmichael | Chairman, President and CEO |
Tayfun Tuzun | EVP and CFO |
Lars Anderson | EVP and COO |
Frank Forrest | EVP and Chief Risk Officer |
Jamie Leonard | EVP and Treasurer |
Chris Doll | IR |
Scott Siefers | Sandler O’Neill |
John Pancari | Evercore |
Matt O’Connor | Deutsche Bank |
Ken Usdin | Jefferies |
Erika Najarian | Bank of America Merrill Lynch |
Saul Martinez | UBS |
Gerard Cassidy | RBC Capital Markets |
Brian Foran | Autonomous Research |
Good day, ladies and gentlemen. This is your conference operator. At this time, I would like to welcome everyone to the Fifth Third Bancorp First Quarter 2019 Earnings Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session.