Timothy Spence | executive |
Bryan Preston | executive |
Robert Siefers | analyst |
Gerard Cassidy | analyst |
Michael Mayo | analyst |
Ebrahim Poonawala | analyst |
Vivek Juneja | analyst |
Matthew O'Connor | analyst |
Greg Schroeck | executive |
Christopher Marinac | analyst |
Hello, and welcome to the Q4 2023 Fifth Third Bancorp Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question-and-answer session. [Operator Instructions] I'll now turn the conference over to Matt Curo, Director of Investor Relations. Please go ahead.