Chris Doll | Director, IR |
Greg Carmichael | CEO |
Timothy Spence | President |
James Leonard | CFO |
Richard Stein | Chief Credit Officer |
Scott Siefers | Piper Sandler |
Erika Najarian | UBS |
Mike Mayo | Wells Fargo Securities |
Betsy Graseck | Morgan Stanley |
Ken Usdin | Jefferies |
Ebrahim Poonawala | Bank of America Securities |
Matt O'Connor | Deutsche Bank |
Gerard Cassidy | RBC |
John Pancari | Evercore |
Terry McEvoy | Stephens |
Christopher Marinac | Janney Montgomery Scott |
00:04 Good morning. My name is Emma, and I will be your conference operator today. At this time, I would like to welcome everyone to the Fifth Third Bancorp First Quarter 2022 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.